AML Rep III- FIU - Further Investigations Unit
Company Name:
TD Bank
TD is a great organization powered by great people who want to make a difference every day. Our over 85,000 employees world-wide are a big part of what makes TD stand out from any other organization. Every day, we deliver legendary customer and client experiences to our approximately 19 million customers. We're an award-winning organization that reinvests constantly to ensure future growth.
We're recognized as an extraordinary place to work that embraces diversity, where everyone is respected and valued. TD is the sixth largest bank in North America by branches, with many exciting and challenging career opportunities in our four key businesses:
Canadian Personal and Commercial Banking - including TD Canada Trust and TD Insurance
Wealth Management - including TD Waterhouse and an investment in TD Ameritrade
U.S. Personal and Commercial Banking - including TD Bank, America's Most Convenient Bank
Wholesale Banking - including TD Securities
Job Description The Anti- Money Laundering Representative performs variety of money laundering detection related activities in support of Bank Secrecy Act (BSA) and/or Anti-Money Laundering (AML) regulations designed to prevent financial-related crimes against the government. May specialize in BSA and/or AML areas.
Job Requirements o Performs a broad range of tasks and follows established procedures to identify and implement the most suitable solution.
o Independently performs tasks from beginning to end under general management supervision.
o May lead activities of unit, assigning, prioritizing and monitoring work.
o Provides direction and answers questions as needed.
o Provides technical guidance and assists staff with most complex aspects of work as necessary.
o Resolves escalated issues and problems by conferring with staff, other internal departments, outside contacts and others as necessary.
o Provides training and mentoring for new and less experienced staff.
o Conducts transaction analysis in accordance with internally established guidelines.
o Performs a variety of BSA research activities. Researches discrepancies sent back from the IRS.
o Reviews daily cash transaction reports from the branches.
o Reviews teller journal and verifies that transactions were definitely in cash and not by check.
o Reviews Customer business and personal activity to understand what occurred and who benefited from the transaction.
o Obtains name, occupation, social security number, date of birth and other information about beneficiary. Develops complete picture of what happened and who was involved, including possible structuring of transactions to avoid reporting thresholds.
o Verifies that armored car pickups correspond with account deposits.
o Researches accommodation banking transactions among banks in different states.
o Performs a variety of AML information gathering activities as part of AML regulations to stop illegally obtained cash from entering the legitimate financial system.
o Obtains information on a variety of transactions, including wires, ATM's, foreign, international, debit card and others.
o Gathers screen prints of bank statements, signature cards, loan documents and other information and obtains additional materials at direction of investigators.
o Ensures currency transaction reports (CTR - USA or LCTR - Canada) and suspicious activity reports (SAR) or suspicious transaction reports (STR) are filed in accordance with regulatory requirements.
o Sends regular transaction reports and follow up to the IRS. Maintains and updates information in transaction reporting system.
o Provides branch management, bank presidents, various risk committees and others with BSA related information, including branch error rate reports.
o Forwards suspicious transactions and supporting information to investigators for further review.
o Provides BSA training and information to branches and branch support area.
o Sorts and scrubs data in preparation for analysis.
o Reviews cash transactions primarily over $10K, as well as those possibly structured to avoid transaction thresholds.
o Runs information against OFAC, OSFI terrorist watch list and various other Customer data to flag potential problems
Qualifications o High School Diploma or GED
o 1-2 Years of related experience
o Strong knowledge of and ability to explain CIP (Customer Identification Program), BSA and/or AML regulations, requirements and procedures
o General investigative and business sense to distinguish between typical transactions and suspicious activity
o Research and analytical ability to review information and draw appropriate conclusions
o Excellent Customer service skills, including ability to deal professionally with branch issues, problems and questions
o Strong attention to detail, accuracy and good organizational skills
o Proven ability to coordinate a varied workload, meeting deadlines as required
o Excellent communication skills, including verbal, phone and writing skills
o PC skills, including ability to use various searchable databases
o Displays flexibility in adapting to change
o Responds quickly to new instructions, situations, methods, and procedures
o Eager to accept challenging assignments
o Capability to handle stressful situations
Skills Category Organizational Intelligence -
Inclusiveness
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach her/his potential.
If you have a disability that requires an accommodation to complete the application process, please e-mail TD Bank's HR Compliance Department at . Please include your full name, contact information and details about your request within the e-mail.
Equal Opportunity Employer
AML Rep III- FIU - Further Investigations Unit
Lewiston-Maine
65225br Estimated Salary: $20 to $28 per hour based on qualifications.
TD Bank
TD is a great organization powered by great people who want to make a difference every day. Our over 85,000 employees world-wide are a big part of what makes TD stand out from any other organization. Every day, we deliver legendary customer and client experiences to our approximately 19 million customers. We're an award-winning organization that reinvests constantly to ensure future growth.
We're recognized as an extraordinary place to work that embraces diversity, where everyone is respected and valued. TD is the sixth largest bank in North America by branches, with many exciting and challenging career opportunities in our four key businesses:
Canadian Personal and Commercial Banking - including TD Canada Trust and TD Insurance
Wealth Management - including TD Waterhouse and an investment in TD Ameritrade
U.S. Personal and Commercial Banking - including TD Bank, America's Most Convenient Bank
Wholesale Banking - including TD Securities
Job Description The Anti- Money Laundering Representative performs variety of money laundering detection related activities in support of Bank Secrecy Act (BSA) and/or Anti-Money Laundering (AML) regulations designed to prevent financial-related crimes against the government. May specialize in BSA and/or AML areas.
Job Requirements o Performs a broad range of tasks and follows established procedures to identify and implement the most suitable solution.
o Independently performs tasks from beginning to end under general management supervision.
o May lead activities of unit, assigning, prioritizing and monitoring work.
o Provides direction and answers questions as needed.
o Provides technical guidance and assists staff with most complex aspects of work as necessary.
o Resolves escalated issues and problems by conferring with staff, other internal departments, outside contacts and others as necessary.
o Provides training and mentoring for new and less experienced staff.
o Conducts transaction analysis in accordance with internally established guidelines.
o Performs a variety of BSA research activities. Researches discrepancies sent back from the IRS.
o Reviews daily cash transaction reports from the branches.
o Reviews teller journal and verifies that transactions were definitely in cash and not by check.
o Reviews Customer business and personal activity to understand what occurred and who benefited from the transaction.
o Obtains name, occupation, social security number, date of birth and other information about beneficiary. Develops complete picture of what happened and who was involved, including possible structuring of transactions to avoid reporting thresholds.
o Verifies that armored car pickups correspond with account deposits.
o Researches accommodation banking transactions among banks in different states.
o Performs a variety of AML information gathering activities as part of AML regulations to stop illegally obtained cash from entering the legitimate financial system.
o Obtains information on a variety of transactions, including wires, ATM's, foreign, international, debit card and others.
o Gathers screen prints of bank statements, signature cards, loan documents and other information and obtains additional materials at direction of investigators.
o Ensures currency transaction reports (CTR - USA or LCTR - Canada) and suspicious activity reports (SAR) or suspicious transaction reports (STR) are filed in accordance with regulatory requirements.
o Sends regular transaction reports and follow up to the IRS. Maintains and updates information in transaction reporting system.
o Provides branch management, bank presidents, various risk committees and others with BSA related information, including branch error rate reports.
o Forwards suspicious transactions and supporting information to investigators for further review.
o Provides BSA training and information to branches and branch support area.
o Sorts and scrubs data in preparation for analysis.
o Reviews cash transactions primarily over $10K, as well as those possibly structured to avoid transaction thresholds.
o Runs information against OFAC, OSFI terrorist watch list and various other Customer data to flag potential problems
Qualifications o High School Diploma or GED
o 1-2 Years of related experience
o Strong knowledge of and ability to explain CIP (Customer Identification Program), BSA and/or AML regulations, requirements and procedures
o General investigative and business sense to distinguish between typical transactions and suspicious activity
o Research and analytical ability to review information and draw appropriate conclusions
o Excellent Customer service skills, including ability to deal professionally with branch issues, problems and questions
o Strong attention to detail, accuracy and good organizational skills
o Proven ability to coordinate a varied workload, meeting deadlines as required
o Excellent communication skills, including verbal, phone and writing skills
o PC skills, including ability to use various searchable databases
o Displays flexibility in adapting to change
o Responds quickly to new instructions, situations, methods, and procedures
o Eager to accept challenging assignments
o Capability to handle stressful situations
Skills Category Organizational Intelligence -
Inclusiveness
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach her/his potential.
If you have a disability that requires an accommodation to complete the application process, please e-mail TD Bank's HR Compliance Department at . Please include your full name, contact information and details about your request within the e-mail.
Equal Opportunity Employer
AML Rep III- FIU - Further Investigations Unit
Lewiston-Maine
65225br Estimated Salary: $20 to $28 per hour based on qualifications.
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